Staff Spotlight Alpha Ngobeh

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At Barnes and Partners Solicitors we have specialist teams in property, family law and immigration and more. So whether you are buying your first home, going through a divorce or need help with Wills and probate – we are solicitors for life – helping you at every stage. We can take care of your legal needs wherever you are in life.

These life events can be stressful but we are proud of our team who can help support you through these issues. Our Staff Spotlight celebrates the talent of our people and gives you a glimpse into the lives of our wonderful staff so you can see what makes them tick.

Today we want to introduce you to our Head Cashier at our Head Office, Alpha Ngobeh. His colleagues say he is “a fun, friendly guy” and everyone will tell you how helpful he is and “jobs that could have been difficult to manage become so easy with his help”.

Here’s Alpha’s story in his own words:

Firstly I would like to take this opportunity to say thank you to everyone who took the time to nominate me in October’s Staff Spotlight.

I have been at Barnes and Partners for 11 years now and can honestly say that even though the job can be stressful I enjoy my working life here.

Alpha and kids Enfield Barnes and Partners

 

I started working at Barnes & Partners in the Accounts Department as a temp office junior way back in 2005 and was made a permanent member of staff a couple of months later. After two years I was offered a job with royal mail. I then left Barnes and Partners to pursue a job at Royal Mail as a postman / delivery driver but left after a year, as I felt the job was not challenging enough for me.

I returned to Barnes and Partners determined to challenge myself in my role and work my way up the ranks. I am now the Head Cashier of the Accounts Department!

My role as Head Cashier is to oversee the Accounts Department and make sure things run smoothly; if problems do arise I have to deal with them in a timely manner to rectify.

My day starts by taking my kids to school on one side of Enfield and then rushing across Enfield to work, where no two days are the same! Once at work I start my day by checking and responding to emails, checking our banking system to make sure all is well and arranging any international payments that need to be sent out.

I then produce a Legal Aid claim or two, then proceed to work in the Credit Control Department chasing the debts owed to the firm. After this I check the team’s claims to make sure that they are good to submit. In-between this I troubleshoot any issues that may arise. 

The thing I most enjoy about working for Barnes and Partners is the variety in the role. One day I could be processing bills then the next chasing the HMRC. I would like to also thank my team that are so hard working and make my job a smoother one.

I live in North London with my partner and four kids (two boys and two girls) who are 12,10,8 and 6. Having four children and working full time is very challenging but I wouldn’t change it for the world!

Alpha Enfield Barnes and Partners

I am a die-hard Arsenal fan and attend matches with my sons in my spare time. I also enjoy bike riding & walking with my kids, and reading biographies / fiction. I’m also learning to play the piano to keep up to speed with my kids!

Thanks to Alpha for telling us more about his experiences as Head Cashier at Barnes and Partners Enfield.

We hope you have found it interesting to see the other side of our team, that aren’t always client facing but are so important to the smooth running of the firm.

 

Staff Spotlight Sharan Chohan

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At our Barnes and Partners Solicitors branches we like to celebrate our amazing team members and so every month all staff vote for a member of the firm to be featured in that month’s blog. We call it our Staff Spotlight.

This month we had a surprise result with two of our members of staff getting lots of votes. In this blog post we would like to introduce you to Sharan Chohan (nee Matharu) -Solicitor at our Stevenage Barnes and Partners office.

Her colleagues say: “Sharan is so enthusiastic, approachable and friendly”  and she is “professional”, “…proactive and goes above and beyond”.

Sharan has been with the firm for nearly three years and in her time she has got to know the local community and has done a lot to give back, from open days to charity fundraisers and speaking at colleges – she has made time to get to know and support the people of Stevenage. This embodies our values and we are so pleased to have Sharan fly the Barnes and Partners flag and be a part of the Barnes and Partners family.

Now, over to Sharan to give us some insight into her world and a day in the life of our Solicitor at Stevenage:

Sharan Chohan Solicitor Stevenage

I knew from quite a young age that I wanted to become a Solicitor and I made this my mission in my early life. I studied Criminology and Criminal Justice BSc (Hons) at Portsmouth University and completed a law conversion course at BPP Law School in Manchester. I then passed the Legal Practice Course at BPP Law School in London and went on to secure a training contract at Cavendish Legal Group (London). A few months after I qualified as a Solicitor, I joined Barnes and Partners Solicitors and was later promoted to a Branch Manager. 

I am a specialist property Solicitor and so I deal with all sorts of property transactions such as sales, purchases, equity releases, re-mortgages and transfer of equities. I like to arrive at work at least an hour early so that I can get ahead of myself before the phone rings, the emails begin and the clients arrive and I usually stay on an hour after close of business to assess how the office ran that day and to prepare for the following day. Every day is never the same. I enjoy getting involved in the local community and so there are some days where I might be at a local school speaking to the students about careers and another day where I will be at a local college providing mock interviews to their pupils. 

I am extremely passionate about my work and I am grateful for Barnes and Partners Solicitors to have allowed me to grow and progress in my career. I am thankful for my team at Barnes and Partners who are always at hand when I need support or even just a giggle! We are always there for each other and our office is a fabulous place to work.

To give you a glimpse into my personal life – well, I live in Hitchin, which is a beautiful Town. Dr Foster’s was filmed there!

I love adventure! I walked the Inca Trail in Peru in April 2017 and competed in the London to Brighton Walk in 2015. I’ve also tackled the ‘Watkin Path’ up Mount Snowden, I’ve been on the fastest and the longest zip wire in Europe and I’ve slept in the Amazon Rainforest for a couple of nights!

I also love animals. I have two dogs called Ruby and Chilli who I absolutely adore and I am currently training to be an Educational Speaker for the Blue Cross to help educate the younger generation on caring for animals.

 

Thanks to Sharan for sharing this with us.

If you have questions about Conveyancing or would like to appoint Sharan you can get in touch on 0208 370 2800

Staff Spotlight Tara Arnold

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Our Staff Spotlight gives you a snap shot of the lives of our workforce and the individuals that make Barnes and Partners the legal firm that it is.

Every month at Barnes and Partners we take votes across our offices to nominate one of our exceptional staff for the Staff Spotlight. This is a way that we can celebrate their fantastic qualities internally and give you a glimpse into what makes them tick. Once a winner is announced internally we provide a spotlight on that member of the team, something we call our “Staff Spotlight.”

Our winner this month is from our team at Enfield Head Office, Trainee Solicitor, Tara Arnold.

Her colleagues describe her as a “dedicated, hardworking, exceptional employee” and say of her that she “always has time for everyone, always there to lend a hand whether inside her job remit or not, and nothing is too much trouble…”

This is Tara’s life at Barnes and Partners in her own words:

 

Tara Arnold Staff Spotlight

 

I have been with Barnes and Partners for 5 years this November. Barnes and Partners offered me my first job in my legal career for which I am ever grateful. I left University with my Law degree thinking there were lots of jobs with great firms out there, but I soon realised that wasn’t necessarily the case and finding the right firm for me would not necessarily be easy. I have learnt so much, and have always been well supported by all my colleagues throughout my time here, and have made many friends for life. I want to take this opportunity to thank everyone who has helped me along the way.

 I started at the Ware Office with Andrea as an Administrator. I was responsible for everyday duties such as answering the telephone, dealing with outgoing and incoming post, typing etc. Then in April 2016 I started my Training Contract, initially doing my Conveyancing seat in the Ware office, and then in July 2016 I moved to the E-Move Department at the Enfield Office. I am now in the Probate and Wills Department working alongside the lovely Kim Boylett.

My day usually starts with checking my emails and the morning’s post. I then have a catch-up with Kim to discuss anything that has arisen overnight or arrived in the post. We check through the diary to see which clients we are meeting that day and ensure everything is prepared ready for the meeting. Each day is varied, and no two client meetings are ever the same. We experience every type of emotion throughout the day, and I am usually worn-out come 5:30pm. But, whatever has happened during the day, we always manage to have a laugh. I get a real buzz knowing we have helped a client or their family during such a difficult time in their lives. I assist by drafting Wills, and Lasting Powers of Attorney and the dreaded HMRC Inheritance Tax Accounts Forms, amongst other things.

 In terms of my personal life, I bought my first house just over two years ago, and have nearly finished decorating everything imaginable, so I am looking forward to finally being able to relax in my home knowing there is nothing left to do! (Well for the time being anyway). I love going to the cinema and get such enjoyment from spending time with my family. I do love travelling abroad too, as it is the one place I can truly switch-off, being far away from everything! 

 

Thanks for sharing with us Tara.

Tara is an asset to our firm and to our clients – you!

If you have a question for Tara or any of our Wills and Probate team at our Barnes and Partners Solicitors Enfield branch then please don’t hesitate to get in touch –

0208 370 2800

Buying at Auction – Are you Prepared?

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Buying property at auction is a great way to buy property – you can get a great deal through an exciting and vibrant process. But, for some, buying property at auction can be an overwhelming and a confusing process.

 

buying a property at auction conveyancing hammer

 

Unlike usual conveyancing transactions whereby contracts are legally binding upon exchange, at auction the contract is effectively exchanged with a successful auction bid! So raising that baton and a nod of the head in the frenzy and excitement of the moment has lasting consequences. Something can seem immediately more attractive when it is in demand but what can you do to ensure that you are cool, calm, collected and most importantly prepared for a property auction?

 

Below are some key factors to consider:

 

  1. What can you afford?

 

If you are a cash buyer then this is straightforward, however, if a mortgage is required then matters can be more complex. When a successful auction bid is made a completion date is inserted into the contract. You must have sufficient funds to complete otherwise you will fail to complete and will be in breach of contract (this is another topic for another day!).

 

We recommend prior to the auction that you consider contacting a mortgage broker or the lender directly to ensure that mortgage finance is likely to be available based upon your circumstances – don’t forget the majority of lenders will require a valuation to be undertaken so that will need to be arranged ASAP.

 

  1. Do you really want it?

 

This may seem a bizarre question – if you have made a bid, then of course you want it! But what background checks have you done? Have you seen the property (you would be surprised to note the amount of people who bid for a property without having even seen it)? Is it suitable for your intended purposes – if you are going to rent the property is there a demand? If you are going to live there have you visited the area at different times at different days for example to ensure the area is the one for you? Take a look at our blog here for more on this.

 

  1. Have you had the legal title to the property checked?

 

This is where Barnes & Partners can assist. We understand that timescales can be tight when considering buying a property at auction. At Barnes & Partners we are able to consider the auction papers and advise if there are likely to be any problems to buy, finance the property or re-sell the property for example:

  • To Buy

Auction contracts can and usually do contain additional clauses that are not normally found in conventional conveyancing contracts between a seller and a buyer. There may be a provision, for example, whereby the buyer is under a duty to pay 2% (this figure is variable and therefore may be higher!) of the purchase price upon completion as contribution towards the sellers legal fees. This can be costly if you are unaware beforehand and may have effected your bid had you known.

  • To Finance

The Seller may have owned the property for less than six-months. This will immediately make the property less attractive should mortgage finance be required as most lenders will not lend in these circumstances.

  • To Re-Sell

Some properties are offered at auction for a reason. It could well be that the property is only suitable for cash buyers only for example due to a short lease on a property or an incomplete title making the property harder to sell on the open market

 

Once you have bought a property at auction you will generally require the services of a solicitor to complete the transaction on your behalf. At Barnes & Partners we are able to offer a comprehensive service to complete the transaction, attend to payment of stamp duty on your behalf and register your title to the property.

 

                  We wish you successful bidding and good luck!

 

Nicola Payne, Partner, Conveyancing

 

Please get in touch with us on 0208 370 2800 to speak to one of our Conveyancers.

Tips for First-Time Buyers

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Buying a home can be a daunting process and whether you are first time buyer or not, there is a lot to remember and do from the beginning. When you first decide to start looking for a property to buy there are considerations that can make the process simpler and smoother. If you follow the advice below you are less likely to have issues later down the line when you have already invested time and money into buying a particular property.

Buying your home

 

Read on for our top tips to consider when looking for a property to buy.

 

If you are buying a house with a chain, and the vendor is still living in the property when you view it, it can feel strange looking around the house. Some people even feel intrusive as it is filled with the vendor’s possessions and reveals aspects of their life, but don’t let that put you off. You need to turn on taps, flush toilets, take a look at the boiler and generally do a thorough inspection of the property. I advise people to look at the property more than once if possible.

 

Remember it is a good idea to do a physical inspection of the property as close to the exchange of contracts as possible, as the contract states that the buyer accepts the state and condition of the property as at the date of exchange. This helps avoid any nasty surprises…

 

Again, you may worry that it seems nosey to speak to the neighbours of the property you are buying before exchange of contracts, but it is important to do so. They could disclose a dispute that the sellers have failed to disclose in their property information form. Plus, it is beneficial to get a sense of the community and an idea of the people you will be living next to.

 

I would also recommend you drive around the road you are buying in the evening and weekends, so that you can get a feel for the road in which you are buying and check if there is any anti-social behaviour.

 

Get buildings insurance quotes for the property you are buying before exchange, don’t assume the property is insurable on normal terms or without a large premium or excess.

 

The next one is often overlooked but remember that a mortgage valuation is purely for your mortgage lenders benefit and you as the buyer cannot rely upon it. You need to arrange your own survey otherwise issues could come out the woodwork once you have moved in, that are costly to resolve.

 

Research what Japanese Knotweed looks like and keep an eye out for it when you inspect the property, although it is not always easy to identify. If you have any suspicions it may be present, arrange for an experts report.

 

When buying a leasehold property check to see what the lease term and the cost of the current years’ service charge is before you start spending money on searches. If the lease term falls below 80 years, the cost of the lease extension almost doubles and mortgage lenders may not be prepared to lend when lease terms are less than 80 years. See if the sellers would arrange for the lease term to be extended, or at the very least ask them to obtain the cost of the lease extension from the freeholder.

conveyancing houses

 

We hope these pointers prove valuable for you and if you have any questions please contact us on 01992 828114

 

Robert Dawson, Conveyancer, Cheshunt

The Different Types of Joint Ownership

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Joint Ownership

Couple Joint Tenants

 

Joint ownership of property is one of the most misunderstood areas of law by persons purchasing a property or indeed making a will. Time and time again we ask how a property is owned or how it is intended to be owned the answer is “jointly”. But what does jointly mean in terms of property ownership and why should you care?

There are two types of property ownership; property can be held as either joint tenants or tenants in common. How you choose to own the property can affect both how the net sale proceeds are divided (if they are divided at all!) and/or what happens to your interest in the property in the event of death.

Joint Tenants

If a property is held as joint tenants there is a presumption that the property is held in equal shares by the property owners. The other distinguishing feature is that the right of survivorship automatically applies – this means that in the event of the death of one of the property owners the deceased share will pass automatically to the surviving co –owner(s) of the property. The deceased owner can then usually be removed from the land registry records by formally notifying the land registry of the death.

Tenants in Common

If property is held as tenants in common the property can be held by the property owners in equal or unequal shares. This is particularly useful when one party is contributing more to a property than another. The other distinction is that a right of survivorship does not apply to property held as tenants in common. So in the event of death of one of the owners the deceased share will be left to a beneficiary as specified in the deceased’s will or upon intestacy (where death occurs without a will).

In the event of a tenancy in common with unequal ownership it is recommended that a deed of trust is entered into setting out the respective contributions and terms of ownership between the parties to include if required who is responsible for the payment of bills, repairs etc.

You may be wondering how this relates in real life? Consider the scenarios below:

Daniel and Zoe are an unmarried couple. They decide to buy a property together. The property costs £600,000 the mortgage is in joint names for £300,000. Daniel is contributing £200,000 and Zoe is contributing £100,000. Daniel and Zoe wish to hold the property “jointly”.

Scenario 1

Daniel and Zoe purchase the property as joint tenants. After owning the property for a couple of years sadly their relationship doesn’t work out and comes to an end so they decide to sell the property. As the property is owned as joint tenants there is a presumption that the equity (if any) will be split equally. You will note that Daniel contributed twice as much to the property as Zoe when the property was initially purchased.

Scenario 2

Daniel and Zoe purchase the property as tenants in common having taken advice due to the unequal contributions being made by each of them. They decide to have a deed of trust drawn up which provides for the initial monetary contributions to be returned to each party in the event of sale with the remainder of the net sale proceeds being split equally. Therefore in the event of sale each party, providing there is sufficient equity in the property, safeguards their initial contributions.

Scenario 3

Daniel and Zoe own the property as tenants in common as above. They do not sell the property and instead live in the house and plan a future together. At the time of buying the property they were advised to each have a will drafted since as we know there is no automatic right of survivorship with a tenants in common ownership. They decided not to do this due to the expenses of buying the property and instead intend do so at a later date. Unfortunately they do not get round to doing it and sadly Zoe dies. Daniel does not inherit as there is no will. Zoe’s relatives now inherit. Daniel is left in the position of owning the property with Zoe’s family who now wish to sell the same. If Zoe had made a will leaving her share of her property to Daniel then this would not have occurred.

The above are examples in their most simplest form and are intended only to outline the different forms of joint ownership and their possible effects relating to both future resale of the property and/or in the event of death.

For advice please contact:

  1. Conveyancing, Nicola Payne
  2. Wills, Kim Boylett
  3. Deeds of Trust, Nigel Barnes

Call us today on 0208 370 2800

Land Registry Fraud and How to Prevent it

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Buying your home

Have you recently bought a property? Did you know property fraud is on the up?

 

In-fact, you may not realise that anyone can obtain a copy of the title to your property by visiting the Land Registry website.

 

In 2002, all registered titles in England and Wales were digitised and the old paper Land Certificates and Charges certificates became redundant. Subject to payment of the necessary fee to the Land Registry, anyone can access the title to a property. This, added to the increased incidence of identity fraud, has opened a new avenue to possible fraudsters.

 

There have been a number of instances reported in the press of fraudsters posing as the owners of registered property and selling it on to an unsuspecting buyer. The innocent buyer stands to lose all of the monies paid over to the fraudster who needless to say will usually disappear into the ether.

 

Initially the fraudster needs to steal the identity of and hold himself or herself out as the owner of the targeted property. By law the estate agent and solicitor must carry out identity checks on potential sellers, however if their processes are less than robust, this makes the fraudster’s task that much easier and adds an air of legitimacy to their scheme.

 

It makes sense for a homeowner to take certain steps to reduce the risk of the property being fraudulently sold or, in some cases, mortgaged. Properties that are particularly at risk are those where the owner does not live there because they live overseas or in some other part of the country, rent it out, the property is empty for long periods and not mortgaged.

 

Obviously, this is a worrying issue, but there are a couple of things you can do to help as a pro-active measure to help.

 

The Land Registry has devised two main ways to try to alleviate the situation – these are as follows:

 

1.The placing of a restriction on a title so that no changes can be made to the Register without a solicitor or conveyancer certifying that the application is made by the registered proprietor. If the owner does not live at the property this is free; if they live at the property there is a fee of £40.

 

2.You can also sign up to the Property Alert Service. If someone applies to change the register to a property the owner will be alerted by e-mail. It will not stop the changes, but makes one aware of activity on the title.

 

If you have any questions about land registry or indeed about conveyancing and the buying and selling process, please don’t hesitate to get in touch – 0208 370 2800.

 

Robert Dawson, Conveyancer, Barnes and Partners Solicitors Edmonton

When an Eye For Detail is Essential – Log Burners

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Want to know why above all things it is essential your conveyancer is thorough and has an eye for detail? Well I am here to tell you. The example I will describe actually happened at the end of last year but it clearly illustrates the point.

 

Front Door Country Home with Log Burner

 

I had a particular client who was purchasing a new property. She had found the place she wanted to buy and had her heart set on the house. She was thrilled that after house hunting for a while she had found her “dream home” and once her offer on the property was accepted she had got the ball rolling and appointed Barnes and Partners Solicitors in Ware. This woman wasn’t a first time buyer and had been through the process before so it wasn’t completely new or unfamiliar to her.

 

As you probably know, mortgages are approved subject to surveys and we as conveyancers have to also do a number of searches so that we cover off all potential red flags and issues.

 

I was carrying out the process as I usually would and found that this particular property had a log burner. Some conveyancers may not pick-up on log burners as an issue but I followed due diligence and looked into it. I found this log burner had been installed but at first it was unclear when exactly.

 

After some digging, the team managed to trace back that the log burner was installed sometime in the late 1980s to early 1990s. However, no HETAS certificate was available.

 

The following is official HETAS information that is applicable to log burners:

“A HETAS Certificate of Compliance (Building Regulation Compliance Certificate) demonstrates that the installation complies with the relevant Building Regulations. The information on the certificate is used to record your installation, and in England & Wales it is used to notify your Local Authority Building Control Department (LABC) of the work that was undertaken.

 

HETAS Notice Plate

Additional Information

 

Where a hearth, fireplace, flue or chimney is provided as part of the work information essential to the correct application and use of these facilities should be permanently posted in the building. A way of meeting this requirement is for the installer to provide a Notice (or Data) plate.”

 

Obviously, we raised this with the seller’s solicitors and they said they would insure with an indemnity insurance policy. They also stated that the seller would pay for this.

 

Our client seemed satisfied and some firms may leave it at this but we argued that although the indemnity policy would hopefully cover local authority enforcement action for lack of building regulations/HETAS certificate that it would not cover faulty workmanship or improper installation.

 

 

I advised our client (buyer) to gain a specific log burner inspection, which she did. The log burner was then found to be faulty – incorrectly installed and breaching building regulations due to incorrect flue linings and leakage of carbon monoxide – the plumber actually condemned the log burner!

 

The vendor had to pay £1,500 to rectify this and then the sale went through. Everyone was happy and it was a good outcome for all.

 

Just a month later, our local paper reported news of a cottage fire caused by a log burner nearby, which new buyers of this home had lit for the first time since moving in.

 

The article can be read here

 

Fortunately no one was hurt, but the home was destroyed. Obviously there are no pointing fingers and we don’t know exactly how or why this happened. Potentially all necessary checks were followed through and showed nothing but this devastating news really shocked us and drove the point that the details really are so important.

 

We were so thankful that the log burner inspection was carried out thoroughly for our client and all preventative measures were taken.

 

If you have a question for and are buying or selling a home in and around Ware contact Andrea on 01920 460823.

– Andrea Greenwood, Senior Conyevancer, Ware

Staff Spotlight Charlene Boyaram

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Our Staff Spotlight is a monthly occurrence where we shine the spotlight on a member of our Barnes and Partner’s Solicitors team. From receptionist to finance team, conveyancing to employment law – we give you an opportunity to learn more about us. We have a wonderful dedicated team across all of our Barnes and Partners Solicitors branches and every month they vote for who will be featured in the Staff Spotlight.

This month we would like to introduce you to Charlene Boyaram who works in conveyancing. Colleagues say she is a “ray of sunshine” and she is a proactive and dedicated member of our Barnes and Partners team.

Charlene Boyaram Conveyancing

 

Read on to hear more about Charlene in her own words:

I am so pleased that I won the Staff Spotlight this month – it was such a wonderful surprise!

I started working at Barnes and Partners in October 2012 doing work experience a few hours a week and after a short time I was offered a job as a full time paralegal and from there I was eventually given a training contract.

I am fortunate to have worked with amazing members of staff who have been supportive and have taught me so much. I am a mother of three amazing boys Kairo aged 9, Noah aged 8 and Elijah aged 6. I am so grateful that the firm has made it possible for me to still be a fantastic mother to them.

I want to especially thank Wendy Gudgeon, Karen Newman, Andrea Greenwood, Kim Boylett and Anna-Marie Whelan for the amazing training that they gave to me whilst I was doing my training contract. In -fact all of the Partners have been wonderful. Without them I would not be where I am now.

Since qualifying as a solicitor last October I have worked in the E-move department as a Team Leader and I am now working between a couple of offices assisting fee-earners with their busy workloads.

I am currently having a great time working in the Ware office where the staff are all pleasant and amazing to work with. I am due to leave here in a couple of weeks to cover a member of staff in our Crouch End office. Whilst I am looking forward to my new adventure I will thoroughly miss the team in Ware.

A day in the life of me:

I am woken to the wonderful sound of a 6-year-old requesting a “mummy hug”…great start to the day and the best motivation any person needs to get up and go to work!

After washing, dressing and feeding my boys (in between sorting myself out) I do then school run and get myself to work.

As for a lot of us in law, work is always busy…phone calls, emails, exchanging contracts and completions. At the end of the working day I look forward to collecting my boys and then taking them to their extra-curricular activities (football, music lessons etc.) and whilst they are busy I take out my files again to squeeze in a little bit more work #addictedtothejob

My best part of the day is when I put my boys to bed, then put my feet up and gently sigh (with a glass of New Zealand Sauvignon Blanc in hand)…then think “I’ve got to do this all again tomorrow”

In my spare time I love to play the piano, I enjoy listening to a variety of music and socializing with my friends (catching up on all the things that I have missed!)

I am also a member of the Athena networking group, which is a group of ladies who support each other in our businesses and career paths.

However, nothing beats spending quality time with my boys. They give me my drive and motivation. I work hard so that I can be a good role model to them and so that I can give them the best in life…everything that they deserve.

Thank you to everyone who voted for me xxx  

 

 

Thanks to Charlene for sharing with us and for her heart-felt words. Charlene is a fantastically dedicated conveyancing solicitor and such a valuable member of our team.

If you have a conveyancing query for Charlene or would like to appoint a conveyancer for your property sale or purchase, please call on 0208 370 2800

New Build Homes, What Are Your Thoughts?

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There are generally two camps for new builds – those who absolutely love the idea of purchasing a new build and those who are terrified of the prospect of purchasing a new build property. You could call new builds the Marmite of the housing market.

 

New Build Conveyancing

 

Are you in the pro-new build camp and are tempted to buy a new build home? Is the lure of help to buy too good to pass-up? Maybe the stress free part-exchange route to deal with your existing property is the appeal, or could it be you are excited to have a say in the specification?

 

Or are you a new build hater? Have you heard horror stories of problems that arise with buying a new build home? Maybe you have seen news articles about delayed completions or don’t understand when buildings regulations sign-off is. Perhaps for you the pressure of a quick exchange is simply too overwhelming.

 

It doesn’t have to be this way…

 

Barnes and partners have a designated department to deal with your new build purchase and part-exchange sale or sale on the open market. Our new build department is equipped and ready to work quickly to achieve the timescales afforded by developers.

 

Want to ensure you are prepared and know what to expect for a new build transaction? Here is our checklist for a smooth running new build purchase:

 

-Firstly communication, your solicitor must keep in regular contact with the developer and advise them of the current position. When it comes to a potential delay this is something that would be preempted with regular updates.

 

-In relation to completion and potential delays that come with the nature of buying off-plan, this is something we advise on from the outset. It is so important to check with the broker about the extendibility of the mortgage offer, have a Plan B in the event there are delays and ensure you are always prepared.

 

-As a foundational rule of conveyancing we of course advise our clients properly on the purchase contract they are entering into, but we also make sure your new build contract has a long stop date so there is a get-out in the event that the delays become unwarranted – this affords protection during a difficult time.

 

-You must look for advice on the warranty that you will be receiving on completion. We offer this and even guide you to the specific providers’ website where you can learn all about the cover and its benefits.

 

Purchasing a new build can be a great opportunity for those looking to purchase for the first time through a help to buy scheme or an individual wanting to have a say in their homes’ final finishes. There are many appeals of purchasing a new build and the purpose of this blog is to make it known that with a good solicitor you can ensure the whole process is smooth. What’s more, a solicitor with an understanding and personal approach can make the journey a whole lot more enjoyable.

 

We hope Barnes and Partners will be your choice when coming to appoint a solicitor for your new build purchase.

 

Call us on 0208 370 2800 and ask for Kimberley Osborne for more information.

Kim Osborne, New Build Conveyancing Solicitor